Benefits By Banks

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 - State Bank of India (SBI) is offering concessions in pricing/processing charges for MSMEs having better ZED ratings. Gold ZED rated MSMEs are being offered 25% concession in processing charges. Diamond and Platinum ZED rated MSMEs are being offered 25% concession in processing charges and 0.25% interest concession over the extant card rates. SBI is also considering incorporating ZED rating as a parameter in its Bank’s internal rating system.

SBI e-Circular: https://zed.org.in/uploads/SBI_e-Circular_dt._19.09.2018.pdf

Press Release: https://www.sbi.co.in/portal/web/home/press-releases
SBI - QCI MoU: https://zed.org.in/uploads/SBI_MoU.pdf



- YES Bank is offering preferential pricing to ZED rated MSME to the tune of 0.5% on the applicable Rate of interest and 0.5% on Processing Fee on the standard program pricing. 


Yes Bank - QCI MoU: https://zed.org.in/uploads/Yes_Bank.pdf


ZED Rating information included in the “Collateral free Loan application form” across all nationalised and private banks

Link: https://zed.org.in/uploads/RBI-Letter.pdf


*Above are subject to change without prior notice